Purchase

purchase_header

Get The Right Mortgage For Your New Home.

When the time comes for you to purchase a home, whether it’s your first home, you need more space for your expanding family, or you’re downsizing, getting the right mortgage advice can make a world of difference to your pocket book and your peace of mind. It pays to work with local professionals that really know your area – folks that live and work in the same community that you do.


Save time, money, and hassles with a Rock-Solid 24-Hour Pre-Approval.

Get Started Now


Choosing the right mortgage can often be as difficult as finding just the right house. Maybe a conventional 30-year fixed is the best way to go. Or maybe you want to pay off your loan quicker with a 15-year fixed. Or maybe you don’t have a big down payment and want to see if an FHA loan will get the job done. Complete our confidential, secure online application and we will contact you with options that fit your specific situation. You can also call 651-459-6000 for a free, no cost, no obligation mortgage consultation before you formally apply.

We can offer advice on a variety of mortgage products including:

Conventional Loans

  • 1% Down Program
  • Conventional Fixed Rates
  • Conventional Adjustable Rates
  • Customized Loan Terms (5-30 Years)
  • Lender Paid Mortgage Insurance
  • Fannie Mae HomeReady Mortgage®
  • Fannie Mae Homestyle Renovation Loan®
  • Fannie Mae Multiple Property Program
  • Home Affordable Refinance Programs or HARP
  • Fannie Mae Mortgage Products
  • Freddie Mac Mortgage Products

FHA Mortgage Programs

  • FHA Fixed Rates
  • FHA Adjustable Rates
  • FHA Streamline Refinance
  • FHA Cash Out Refinance
  • FHA 203K Renovation Loan
  • HUD $100 Down Program

VA Mortgage Programs

  • VA Fixed Rates
  • VA Adjustable Rates
  • $0 Money Down VA Purchase
  • 100% Cash Out VA Refinance
  • VA Interest Rate Reduction Loan Program

Reverse Mortgage

  • Reverse Mortgage Purchase Loans
  • Reverse Mortgage Refinance Loans

Jumbo Mortgages

  • Jumbo Fixed Rates
  • Jumbo Adjustable Rates

The Doctor Mortgage

Guaranteed Rural Housing Loan Programs

Construction Loans

Home Renovation Mortgages


Learn more about loans.

If you’d like more information right away, simply give us a call and we can discuss your options with no obligation. Contact us now for honest answers to your real estate and mortgage questions. We don’t hard sell. We won’t paint you into a corner. We’re here to help you get the right advice. That’s it.


 


We work with many trusted lending sources to find the right fit for your specific situation.

  • Provident Funding Logo
  • Stearns Lending Logo
  • Afr Logo
  • Cmg Logo
  • Aibm Logo
  • Impac Logo
  • Trustone Logo
  • Sunwest Logo
  • Usbank Logo
  • Freedom Mortgage Logo
  • Ethos Logo
  • New Penn Logo
  • Ditech Logo
  • Uwm Logo
  • Home Point Financial Logo
  • Plaza Home Mortgage Logo
  • Flagstar Bank Logo



    You may be leaving money on the table.  

    Apply Now


    Granite Mortgage Company Logo

    Granite Mortgage Company
    3459 Lake Elmo Ave N
    P.O. Box 881
    Lake Elmo, MN 55042

    NMLS# 285381

    Licensed Mortgage Originator in the State of Minnesota
    Licensed Mortgage Broker in the Sate of Wisconsin

    © 2016 Granite Mortgage Company  equal housing lender

    Granite Mortgage Company Logo

    Granite Mortgage Company
    3459 Lake Elmo Ave N
    P.O. Box 881
    Lake Elmo, MN 55042
    Main Number:
    651-459-6000
    Fax Number:
    651-459-6700