Before you get lost in space with a rocket mortgage...

Get down-to-earth answers from a real Lake Elmo earthling.

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Quick Quote

A Rock-Solid Preapproval saves time, hassles and money.  

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24-Hour Pre-Approval

Knowing what you can afford is a critical first step. It shows the seller that you're ready to buy and puts you in a stronger negotiating position. We can help you get pre-approved fast.

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Meet Pete

Experienced. Hard-working. Tenacious. Pete and his team work hard to get you the best mortgage possible for your specific situation.

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Why Our Mortgages
Often Cost Less

Our clients and the real estate agents we work with are often surprised that our mortgages are often less costly. We work with a variety of great lenders to get the best deals available.

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Welcome to Granite Mortgage Company!

The Granite Mortgage Team is committed to providing clients with the highest service levels in the industry combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, seeking a reverse mortgage, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true.



  • “We recommend Pete and Granite Mortgage to any homebuyer
    looking for integrity and excellent customer service.”

    – Charles and Elizabeth

  • “With this positive experience, I did not hesitate to refer both my son and his family,
    and also my daughter and her family to Granite MCF for their financing needs.”

    – Dave

  • “I have known Mr. Johnston as a business associate for the past
    several years, and have found him to be a highly skilled professional
    of sterling character. His business practices are always of the
    highest calibre and delivered on time and within budget.”

    – Collin

  • “The service, honesty and professionalism is exceptionally refreshing.
    Thank you for caring and allowing us to trust again! We will be referring
    all our family, friends and strangers to Granite Mortgage.”

    – Leola

  • “We know you have done so much to make this dream come true…”

    – Patrick and Kendall

We work with many trusted lending sources to find the right fit for your specific situation.

  • Provident Funding Logo
  • Stearns Lending Logo
  • Afr Logo
  • Cmg Logo
  • Aibm Logo
  • Impac Logo
  • Trustone Logo
  • Sunwest Logo
  • Usbank Logo
  • Freedom Mortgage Logo
  • Ethos Logo
  • New Penn Logo
  • Ditech Logo
  • Uwm Logo
  • Home Point Financial Logo
  • Plaza Home Mortgage Logo
  • Flagstar Bank Logo

    You may be leaving money on the table.  

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    Granite Mortgage Company Logo

    Granite Mortgage Company
    3459 Lake Elmo Ave N
    P.O. Box 881
    Lake Elmo, MN 55042

    NMLS# 285381

    Licensed Mortgage Originator in the State of Minnesota
    Licensed Mortgage Broker in the Sate of Wisconsin

    © 2016 Granite Mortgage Company  equal housing lender

    Granite Mortgage Company Logo

    Granite Mortgage Company
    3459 Lake Elmo Ave N
    P.O. Box 881
    Lake Elmo, MN 55042
    Main Number:
    Fax Number: